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Greater Niagara Chamber of Commerce

Are you getting everything out of your Chamber membership? Our Membership Bootcamp will let you discover our members-only partnerships, exclusive savings programs, advocacy, digital marketing, sponsorship and more. Perfect for members new and old! Watch our webinar as we cover:

  • Magnet and Clover partnerships
  • Chamber Plan employee benefits
  • Advocacy & Policy
  • Social Media Solutions
  • Marketing & Membership Representation
  • and much more!

Additional Resources

Download Presentation (Powerpoint file)

Find out more about the Chambers Plan Group Insurance


Greater Niagara Chamber of Commerce

Mishka Balsom

Hugo Chesshire
Director of Policy & Government Relations

Amy Lloyd
Member Program Manager

Emma Cavanagh
Digital Content Lead


Amy DiPalma
Project Coordinator, Industry Engagement

Garrett Insurance Agency – Chambers Plan Group Insurance

Cindy Haines
Office: 905-685-8575 | Fax: 905-684-9375


Pat Horszynski
Account Executive
Office: 905-602-3555 | Mobile: 905-699-7191

YMCA of Niagara Employment & Immigrant Services

Deanna D’Elia
General Manager Employment and Immigrant Services
Office: 905-708-3586


More information on Chambers Plan Group Insurance

Chambers Plan Group Insurance

The Best Group Benefits Solution for Small Businesses
The Chambers Plan is designed specifically for small businesses. It gives small business owners and entrepreneurs premium stability and access to group insurance and employee benefits that previously were only available to large corporations.

You may think you can’t afford a benefits plan, but the Chambers Plan offers a comprehensive benefits solution on any budget! Your advisor will help you choose the group insurance coverage through the Chambers Plan that is just right for you, whether you run a home-based one-person business or an office with many employees.

Garrett Insurance is the exclusive Chambers Plan provider for the following Chambers of Commerce; St. Catharines Greater Niagara, Welland, Grimsby, Lincoln, Niagara Falls, NOTL, West Lincoln.

How the Chambers Plan Works
The Chambers Plan is the largest pooled employee benefits plan in Canada.

This means that premiums and rates aren’t as susceptible to changes based on your small group of employees and their claims. Instead, the claims of similar participating firms are aggregated to determine a fair rate across these groups.

The outcome for you, the business owner, is greater stability for your group plan rates.


Jim Garrett or Cindy Haines
509 Glendale Ave. East, Suite 205
Niagara-on-the-Lake ON L0S 1J0


Chambers Plan Employee Benefits: A Brief Look

Chambers Plan Employee Benefits

My Benefits</h4?

My Benefits Health

Virtual Health and Paramedical Coverage

Employee Assistance Program

Teladoc Services

Business Assistance service

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